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Appliance Financing Made Easy

Flexible Payment Options at OBKY Scratch N Dent

At OBKY Scratch N Dent, we believe everyone deserves access to high-quality home appliances—no matter their budget. That's why we offer affordable and flexible financing options to help you get the appliances you need today, and pay over time.

Why Finance with Us?

No Credit Needed Options

We work with financing partners that offer plans for all credit types—even if your credit isn’t perfect.

Fast & Easy
Approval

Apply in minutes—most customers get approved instantly!

Flexible Payment
Terms

Choose a payment plan that works for your budget—weekly, bi-weekly, or monthly options available.

Low Down
Payments

Take your appliance home today with as little as $0 down, depending on the plan you choose.

Trusted
Partners

We’ve partnered with reputable financing providers to give you secure, simple solutions.

OBKY Scratch N Dent

Our Story

Getting the appliances you need has never been easier! At OBKY Scratch N Dent, our financing process is simple, fast, and designed with your convenience in mind. Just choose your appliance, apply online or in-store, select a payment plan that fits your budget, and take it home the same day—no long waits, no hassle. Whether you have good credit, bad credit, or no credit at all, we’ve got options for you!

Special Financing with Acima

Need a flexible way to pay for your new appliance? We’ve partnered with Acima to bring you easy lease-to-own financing.

No credit needed

Fast approval process

Shop now, pay over time

Making Appliances Affordable — That’s the OBKY Way.

At OBKY Scratch N Dent, we’re proud to serve our community with honest service, affordable appliances, and financing that works for everyone.

Real Savings, Real Reviews